Risk Register — Fintech Edition (Free)
141 pre-populated fintech risks across 21 categories. ISO 31000 structure. Ready to use in a week.
Cost
Free
Built for risk, compliance, and governance practitioners
◆ Preview
See what the template covers.
Risk register structure — 8 required fields per risk: category, description, inherent score, controls, residual score, owner, treatment, next review
21 risk categories — from Operational and Credit Risk to Reputational, Compliance, and Strategic
4×4 risk scoring thresholds — score ranges, ratings, and required actions from Low to Critical
◆ About this resource
What you're getting.
Building a risk register from scratch is painful. This one comes loaded with 141 risks across 21 categories — credit, compliance, cyber, vendor, model — all written for fintechs and financial services. Drop in your scores, assign owners, track trends, and present to your board in a format that makes sense. Comes with a 26-page guide covering scoring methodology, treatment strategies, and a 30/60/90 day implementation plan.
The risk taxonomy is ISO 31000 aligned but written in plain English — no consultant-speak, no 47-layer hierarchy. Each risk has a suggested inherent score, control description, and residual score so you can see what "good" looks like before you start customizing. Most teams have this live within a week.
◆ Free · Delivered to your inbox
Download Risk Register — Fintech Edition (Free).
Enter your details and we'll email you the download link.
◆ No spam, ever
◆ FAQ
Frequently asked questions.
How are the 141 risks organized across the 21 categories?
The 21 categories follow an ISO 31000-aligned taxonomy — covering Operational, Credit, Compliance, Cyber/InfoSec, Vendor, Model, Strategic, Reputational, BSA/AML, and 12 others. Each risk has a suggested inherent score, a control description, and a residual score so you can see a realistic baseline before customizing for your environment.
What does the 30/60/90 day implementation plan include?
The 26-page guide walks through: days 1–30 (populate scores, assign owners), days 31–60 (validate scores with business lines, identify top 10 risks), days 61–90 (present to board/risk committee, establish review cadence). Most teams have the register live and board-ready within a quarter.
What does "ISO 31000 aligned" mean in practice?
ISO 31000 is the international standard for risk management frameworks. Aligned means the structure, terminology, and methodology follow that standard — which matters when your bank partner or auditor asks what framework your risk register uses. It doesn't mean you need to be formally certified.
Can I use this register for a board risk report?
Yes. The Excel template includes a dashboard tab that calculates risk counts by rating, category and fintech type, with inherent and residual heat maps — designed to be pasted into a board deck without additional formatting. The scoring guide includes language for presenting to board and executive audiences.
What's the difference between this free register and the paid RCSA or ERMF?
The Risk Register identifies and scores your risks. The RCSA ($69) evaluates whether your controls are working against those risks. The ERMF ($79) provides the governance structure — risk appetite, 3 Lines of Defense, and committee charter — that the register and RCSA operate within. Think of them as foundation, evaluation, and governance.
◆ Related templates
Pairs well with.
KRI Library (152 Key Risk Indicators)
152 KRIs — including 20 emerging-risk KRIs for AI-enabled fraud, scams and AI governance — with thresholds, owners and a calculating dashboard.
RCSA (Risk & Control Self-Assessment)
141 fintech risks with mapped controls, a 97-question self-assessment, control testing plan, challenge log and a one-page Board Summary.
Enterprise Risk Management Framework (ERMF)
Complete ERM documentation: risk appetite, 3 Lines of Defense, committee charter, and board reporting.
◆ Ready when you are
Get the guide.
Download this free resource and start building your risk program today.
Download free →