What are the 4 worked example assessments included?
The kit includes fully completed risk assessments for: BNPL (Buy Now Pay Later), Embedded Finance, Instant Payments, and Stablecoins. Each covers the specific risks, controls, and regulatory considerations for that product type — useful as a starting point if you're launching one of these, or as calibration examples for similar products.
What triggers the requirement for a full new product risk review?
The kit includes 5 decision questions that determine whether a product change or launch requires a full risk assessment vs. a lighter review. Generally, a full new product risk review is triggered by new credit exposure, new regulatory obligations, new third-party dependencies, products targeting new customer segments, or significant technology changes.
What's in the pre-launch checklist's 58 items?
The checklist spans 9 categories: Regulatory & Licensing, BSA/AML & Fraud, Consumer Protection & Compliance, Technology & Security, Data Privacy, Third-Party / Vendor Management, Operational Readiness, Financial & Risk Management, and Governance & Documentation. Each item is tagged Required or Recommended and includes Status, Owner, and Notes / Evidence columns so you can track completion and document audit trail.
How does the risk committee submission flow work?
The template formats your risk assessment output as a Product Overview tab (executive summary, product description, key dependencies, target launch date), a Risk Register that aggregates the questionnaire findings into inherent and residual scores, and a Pre-Launch Checklist tied to sign-off rows for 1st-line, 2nd-line, and Risk Committee approval. You bring those four tabs to the committee meeting.
Does this cover all the risk types in a single assessment?
Yes. The Step 1 Risk Questionnaire covers 12 risk categories — Compliance, Regulatory, Operational, Technology, Fraud, Third-Party, Credit, Liquidity, Data/Privacy, Reputational, Strategic, and Model Risk — in a single document. Findings flow into a Risk Register with inherent and residual scoring per category that feeds the committee recommendation.
Can this be used for partnerships and distribution agreements, not just internal products?
Yes — the kit explicitly covers embedded finance and partnership-driven products. The risk assessment includes specific questions about partner obligations, liability allocation, regulatory responsibility, and how the partnership changes your own risk profile.
Can I share completed outputs externally?
Yes. You can use completed outputs with auditors, customers, bank partners, regulators, and internal stakeholders. Customize the template for internal business use — just don't resell or redistribute the source template files.
How do I receive the files?
Checkout is handled through Stripe. After purchase, you receive the template and guide download link immediately on the confirmation page and by email, along with your Stripe receipt. No account is required.
What if it's not a fit?
Email within 30 days for a full refund, no questions asked. The guarantee is meant to remove purchase risk while you evaluate whether the template fits your use case.
